Terms of use

By using SGYieldHub you agree to these terms. If you do not agree, please do not use the site.

Not financial advice

Everything on SGYieldHub is general information only. Nothing on this site is financial, investment, tax, or legal advice.

Rates, yields, auction results, and other data are published for informational purposes. Your decisions about whether to buy, hold, sell, or redeem any financial instrument are your own. We do not know your circumstances, goals, or risk tolerance. For personal guidance consult a licensed financial adviser.

SGYieldHub does not provide any service that falls within the definition of "financial advisory service" under Singapore's Financial Advisers Act 2001 (FAA). The site does not recommend specific financial products, make suitability assessments, or provide analysis intended to induce decisions on specific investments. The site is not licensed as a financial adviser and does not purport to be one. For regulated advice, contact a MAS-licensed financial adviser.

We do not recommend any particular product, issuer, or strategy. Descriptions like "makes sense when" or "useful for" are generic framing, not personalized advice.

General circulation, no tailored advice

The information published on SGYieldHub is for general circulation only. It is not tailored to any reader's specific investment objectives, financial situation, or particular needs.

By making this website available for access, we assume no duty, nor make any representation (whether in contract, tort, equity, or otherwise), to act as a financial or investment adviser to you. You should seek advice from a MAS-licensed financial adviser and consider carefully whether any investment product is suitable for your specific circumstances before acting on any information on this site.

Not an offer or solicitation

The contents of this site are provided for general information only and should not be construed as an offer, inducement, or solicitation for the subscription, purchase, or sale of any investment product. No content on this site constitutes a prospectus, profile statement, or other offering document under Singapore's Securities and Futures Act 2001.

As-is, no warranty

Information on SGYieldHub is provided on an "as-is" and "as-available" basis without warranties of any kind, whether express or implied, including (but not limited to) warranties of accuracy, completeness, timeliness, or fitness for a particular purpose. Actual MAS-published figures should be verified against the Monetary Authority of Singapore directly before you act on them.

Data accuracy

We fetch data from the Monetary Authority of Singapore (MAS) and make every effort to present it accurately. However:

• Data on SGYieldHub may be delayed, incomplete, or contain errors.
• MAS's data or systems may be unavailable or change without notice. Our ingest script may fail or produce stale data.
• Before taking any action based on a rate or auction result, verify the number directly on the MAS website or the MAS statistics portal.

We are not liable for decisions made in reliance on data shown here. Treat the site as a convenient summary, not the source of truth.

No warranties

The site is provided as is and as available, without warranty of any kind. We disclaim all warranties including fitness for a particular purpose, accuracy, completeness, and non-infringement, to the fullest extent permitted by law.

Limitation of liability

To the fullest extent permitted by law, SGYieldHub and its contributors are not liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of or inability to use the site, including loss of profits, investment losses, or data loss.

Intellectual property

The site design, code, and original written content (explainer articles, layout, commentary) are © SGYieldHub and licensed under MIT for the code and CC-BY 4.0 for the written articles.

The underlying SSB and T-bill data is published by MAS and remains subject to MAS's terms. We reproduce it here as a convenience; we do not claim ownership of public-sector data.

External links

We link to external sites (MAS, CPF, banks, regulators) for reference. We do not control these sites and are not responsible for their content or availability.

Changes to these terms

We may update these terms. The "Last updated" date above reflects the most recent change. Continued use after an update constitutes acceptance.

Governing law

These terms are governed by the laws of Singapore. Any dispute will be subject to the exclusive jurisdiction of the Singapore courts.

Contact

Questions: [email protected]